What We Cover
call us to discuss your business needs so we can help provide the vital piece of my to protect you, your family, your business, your staff and your customers.
Fast Quotes
We take pride in creating long term relationships with all our clients to ensure their requirements are met
Experienced staff
Our dedicated team of claim handles have over 50 years of experience.
Reliable
We appreciate the challenges business owners face and strive to provide the piece of mind you need.
What's right for you......
“Having the right insurance protection for your business is crucial. So it is essential that you obtain professional advice and secure a product, or products, that are tailor made for your business needs.
Our knowledgeable and dedicated staff are experienced in dealing with commercial insurance policies and have access to major insurance companies, specialist insurers and the Lloyds market.
We offer a wide variety of commercial products to cover most occupations and businesses with competitively priced insurance without compromising on cover.”
Commercial Combined
Total peace of mind
Commercial combined insurance is a policy which includes various types of key business cover in one. In most cases, this type of insurance will include property damage, business interruption, employer’s liability, public liability, personal accident cover, money and goods in transit.
- Public Liability
- Products Liability
- Contracts Works
- Professional Indemnity
- Directors and Officiers
- Complete Coverage
Public Liability
Responsible protection
Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for: personal injuries. loss of or damage to property.
Products Liability
Responsible protection
Product liability insurance covers the cost of compensating anyone
who is injured by a faulty product that your business designs,
manufactures or supplies.
Contracts Works
Also known as Contractors All Risk
Contract Works Insurance, also known as Contractors All Risk, is an insurance for builders and other tradesmen; designed to protect building works in progress, covering for any loss or damage that happens during construction.
Professional Indemnity
Service Protection
Professional indemnity insurance covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided by a business or an individual.
Director and Officiers
Also known as D&O insurance
Directors’ and officers’ liability insurance – also known as D&O insurance – covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.
Wrongful acts include:
- Breach of trust
- Breach of duty
- Neglect
- Error
- Misleading statements
- Wrongful trading
Fleet
Full Business Vehicle Protection
Fleet insurance provides cover across a fleet of business vehicles. It allows you to insure all vehicles under one policy rather than individually and you can either insure all drivers to all vehicles
or assign named drivers.
Business Car
Work-related Vehicle Protection
What is business car insurance? Business car insurance covers
you if you use your car for work-related purposes, apart from
commuting. It’s often more expensive than standard car insurance
because you’re seen as more of a risk to insurance providers.
Van
Vehicle Protection
Carriage of own goods is a van insurance policy that covers you for using your van for your declared work purpose(s). It allows you to carry any raw materials or finished products from suppliers to a workplace or between workplaces, as well as waste product away from a client or workplace.
Marine
Goods Transportation Protection
Marine Insurance — a type of insurance designed to provide coverage for the transportation of goods either on the ocean or by land as well as damage to the waterborne instrument of conveyance and to the liability for third parties arising out of the process.
Plant
Equipment Protection
Plant insurance provides cover for losses incurred, for both your own plant and hired-in equipment you are using, should it be damaged or stolen. … Plant insurance is therefore also designed to pay the costs of continuing hiring charges you incur while the plant is replaced or repaired.
Engineering
Equipment Protection
Engineers insurance will cover all the electrical equipment and machinery you use in your work. Your engineer insurance will cover equipment away from your business premises and you don’t usually have to itemise individual items of equipment.
Goods in transit
Equipment Protection
What is goods in transit insurance? Goods in transit insurance
protects the goods you transport as a courier against damage
or destruction, loss, theft, delayed delivery, and consequential
losses for items not delivered correctly.
Motor Trade
Comprehensive Protection
Motor trade insurance covers businesses to work on and drive their customers’ vehicle and vehicles the company owns. That cover may extend to just the business owner, certain members of
the team or everyone who works for the business.
Landlords
Comprehensive Protection
Landlord insurance protects you as the property owner from financial losses connected to the rental, such as theft, fire, or weather damage and can be extended to include coverage for things like unpaid rent and malicious damage by tenants.