Personal Insurance

Insurance is key to you being able to focus on the important things in life, because it will ensure financial security for you and your family should anything unfortunate happen.

Protecting you

CaLL us for professional support to help get your personal insurance needs sorted.

Fast Quotes

We take pride in creating long term relationships with all our clients to ensure their requirements are met.

Experience Staff

Our dedicated team of claim handlers have over 50 years of experience.


We appreciate the challenges business owners face and strive to provide the piece of mind you need.

Specialists in Motor Insurance

“As a car insurance brokers we are able to access a wide range of car insurance, and motor policies from a selection of top providers. For this reason we have a better chance of finding the right policy to suit your needs at the right price.

Rest assured that our staff are used to finding car insurance, and motor policies to suit even the most unusual and completely unique cars, vans, pick ups, motorhomes or motorbikes. We are able to compare policies from a selection of insurers that we know will offer the best policies and service. This enables us to offer you a competitive car insurance quote on a wide range of vehicles and client details.”


Total peace of mind
Motorcycle insurance, like car insurance, comes in three tiers:
  • Third party, which covers you for damage done to another person and/or their vehicle.

  • Third party, fire, and theft, which includes everything in third party, plus cover when your bike is stolen, or damaged by fire. 

  • Fully comprehensive: Fully comprehensive motorcycle insurance includes all of the above, as well as accidental damage, vandalism and repairs. It may also cover if you lose accessories such as a camera, sat-nav or luggage. However this can vary by insurer, so it’s best to read policy documents before taking insurance out. 

Private Car

Total protection
It protects you, your vehicle and other motorists against liability in case there is an accident. It provides financial compensation to cover any injuries caused to people or their property.


Total protection
Motorhome insurance is a type of motor cover that’s specific to motorhomes and campervans. This type of insurance can cover your vehicle, you and your passengers for damage, accidents and theft. Just like car insurance, motorhome insurance is a legal requirement.


Total protection
Insurers define a classic car according to how it’s used and kept – generally speaking, it needs to be a combination of most of the following: more than 15 years old, driven less than 5,000 miles a year, kept in mint condition and used as a second car.


Peace of mind
Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value. … Gap insurance helps pay the gap between the depreciated value of your car and what you still owe on the car.

XS Protection

Excess Protection
Excess protection is an additional cover that is included as standard in some car insurance policies or can be added on to others for a fee. It basically refunds the excess that you have to pay in a claim where there is no responsible third party.


Peace of Mind
Breakdown cover is a type of cover that can help you out if your vehicle breaks down. For example when your car battery dies or your tyres puncture, breakdown cover can provide assistance so you and your vehicle won’t be left stranded on the roadside.

Household and Personal Policies

We have policies to cover any individual and circumstance


High-value protection
High net worth insurance is a collective term which describes the insurance products designed to protect people with high-value homes and possessions – including jewellery, antiques, collectables and overseas property – and those who travel frequently, either for business or personal reasons.

Buildings and Contents

Peace of mind
Buildings and contents insurance cover your home in the event of damage caused by extreme weather, fire in the home, water damage or if items in your home were damaged or stolen in a burglary

Non Standard

Protection for Non Standard Construction
Houses of non-standard construction are generally built from materials not considered ‘standard’ by insurers. Most standard UK houses are made from brick or stone with a tile or slate roof. Insurers treat anything that falls outside this trend as ‘non-standard construction’.


Peace of Mind

As home insurance brokers we can arrange cover for your buildings, contents and personal possessions. Our policies are sourced from a range of top insurers, enabling us to compare different cover and pricing options while still offering competitive rates for all. 

 Our staff are not trained to simply sell or service policies, they are trained to deal with your requirements and to find the household insurance policy to suit you.

Travel Policies

We have policies to cover any individual and circumstance


Flexible Options
At Ray Millard Insurance Brokers we know that with so much to think about when travelling, like finding the best flight deal, checking visas and passports are up to date, arranging foreign currency – taking out travel insurance is often low on many people’s list of priorities.

Yet, although it may seem like an unnecessary extra, the cost of travel insurance is minimal in comparison to the cost of your whole trip and the bills you could face should disaster strike while you’re away.

Travel insurance provides you with financial protection and peace of mind should the unthinkable happen. Make sure you have a comprehensive travel insurance policy before you go abroad. Whatever type of travel insurance you are looking for, Ray Millard Insurance Brokers have access to the best products available at very competitive prices.

We are able to offer United Kingdom customers single trip, annual multi-trip, and long stay travel cover for holidays or business trips to worldwide destinations. Our policies are backed by some the the largest insurance companies, and tailored to meet your holiday or business requirements for all age ranges and can include cover for any adverse medical conditions. If you plan to take more than two trips per year, it is worth considering taking out an annual holiday insurance policy rather than buying separate single trip travel insurances. So why not contact us to let us know your requirements so we can arrange a free quotation for you.

Medical and Repatriation….. Cancellation Cover….. Baggage and disruption cover……

Contact Us

Get in touch by calling us, emailing us, or using the form.

Opening Hours are Mon-Fri 9am-5pm

Head Office (Bournemouth)

T: 01202 528726

Suffolk Office

T: 01728 833709

Enquire By Email

Click here to email us